MoneyMap for Android Is Here
MoneyMap is live on Google Play. Same app, same paycheck-first budgeting, same zero-access encryption, now on Android.
Get it on Google Play and try it free for 7 days. If you’re on iPhone, it’s on the App Store.
Why this took a while
We shipped iPhone first and stayed there longer than most apps do, and the reason was encryption.
MoneyMap is built so that we cannot read your financial data. Your transactions, balances, budgets, and goals are encrypted on your device with 256-bit keys that never leave it. That is a nice sentence to write and a genuinely annoying architecture to build twice, because “just sync it to the server and read it back” is off the table. Every feature has to work with keys that only your phone holds.
Porting that to Android meant rebuilding the key handling, the local-first storage, and the encrypted sync layer on a second platform without weakening any of it. The alternative was shipping an Android app that quietly kept a readable copy of your data on our servers, which would have made the privacy promise a marketing line instead of an architecture. We weren’t going to do that.
What you get on Android
Everything the iPhone app does:
- Safe-to-Spend on the home screen. One number, already net of the bills due before your next paycheck, your upcoming card payments, your budget commitments, and your goal contributions.
- Budget by paycheck, not just by month. Your budget period starts on payday. If you’re paid biweekly, this is the whole point. Calendar-month budgeting is there too if that’s your rhythm.
- Automatic recurring bill and subscription detection, laid out on a calendar so you can see what hits before your next deposit.
- Every account in one place through Plaid: checking, savings, credit cards, loans, investments, plus net worth tracking.
- Savings goals and debt payoff plans with avalanche, snowball, or a custom order.
- Offline-first. Your data lives on the device. The app works on a plane, in a parking garage, or with your data turned off.
- Biometric lock on every launch, using your device’s fingerprint or face unlock.
- Partner sharing by QR invite, end-to-end encrypted, with one subscription covering the whole household.
Mixed-device households finally work
This is the change we heard about most. Until today, a couple where one person carried a Pixel and the other carried an iPhone simply could not use MoneyMap together. That was the single most common reason people told us they had to pick something else, and it was a fair reason.
Now the QR invite works across platforms. Your partner scans, and you both see the same budgets, the same bills, and the same goals, still end-to-end encrypted, still with one subscription for the household. Neither of you needs to switch phones to budget together.
The honest caveats
We’d rather you hear these from us than discover them after downloading.
There’s still no web app. MoneyMap is a phone app on both platforms. Your encryption keys live on your device, which is exactly what makes the zero-access promise real, and it’s also why there is no “just log in from a browser.” If budgeting from a laptop is a hard requirement for you, Monarch Money is a better fit, and we say so in our Mint alternatives roundup.
Bank connections are US-only. Plaid supports thousands of US banks and credit unions, and that’s the coverage we can honestly promise today.
Android is new. The iPhone app has had real-world use across a lot of banks and a lot of odd transaction formats. The Android build ships with the same feature set, but if you hit something strange, tell us at support@moneymap.cc and we will fix it quickly. Early Android reports are the most useful bug reports we can get right now.
Switching from iPhone to Android (or the other way)
Your data syncs, encrypted, between your own devices. Install MoneyMap on the new phone, sign in, and pair it. Nothing gets re-uploaded in readable form and nothing gets re-linked from scratch at your bank.
If you’re starting fresh, the first setup takes a few minutes: link your accounts, tell the app your pay schedule, and let it detect your recurring bills. After that, most people open the app to check one number and close it again.
What’s next
The near-term list is shaped by what Android users hit first, so the first few weeks of real usage will set the priorities. If you want to steer them, the fastest way is to email support@moneymap.cc. We read all of it.
Ready to try it? MoneyMap on Google Play, free for 7 days. If you want the technical detail on the encryption before you connect a bank account, it’s all on our security page.